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挣人民币花美元 留学生教你海外省钱绝招

发布时间:2019-07-05 15:16编辑:外语留学浏览(55)

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    Although still much lower than in foreign countries, the percentage of university students taking part-time jobs in China is on the increase. Some people criticize these students on the ground that part-time jobs distract转移 students' attention and expose students too early to the issue of money. However, I firmly believe that working during university education can be very beneficial to students.

    云顶国际官方网址 1留学生教你省钱妙招

    云顶国际官方网址 2

    First of all, taking part-time jobs can help reduce the financial burden of the students' families. Generally speaking, the income of most parents is not very high. As many universities are increasing their tuition, the education of their children is becoming an increasingly heavy burden for many parents. Some parents in the cities find it hard to pay this cost, not to mention those parents in the countryside. But if students can take some part-time jobs, their income can cover part of the expenditure, thus lowering the burden of their parents. One of my classmates pay for daily expenses completely from his own earnings, and both his parents and he are very proud of it.

    One of my earliest memories of America is my first trip to a Walmart. Not just any Walmart, but a suburban behemoth that seemed to go on endlessly. The varieties of candy inside seemed even more infinite; stacks upon stacks of giddily colored boxes describing the sugary goodness they held. But - and here's the point of this story - I could only ever pick one。

            本文作者Wanchen Villegas 是惠顿大学研究生院国际留学生招生顾问。她在文中指出了很多学生对赴美留学常见的五种误解,包括“获得学位是唯一目标”、“工作可以挣得学费”、“找兼职工作很容易”、“每所大学都在大城市”、“留美最好的方法是继续读书“等。Wanchen对这些误解的澄清能帮助赴美留学生做出更切合实际的期待。

    Furthermore, taking part-time jobs can teach students much about hardship. Chinese students are mostly the only child at home, and their requests are usually met at any cost. This advantage actually deprives these children of the opportunity to experience hardship, which can teach them a lot about the society. By taking some part-time jobs, students can not only learn that it is hard to earn even a little money, but also learn to cultivate a correct viewpoint about life.

    我对美国的早期记忆之一,就是第一次逛沃尔玛(Walmart)的经历。那可不是随便的一家沃尔玛超市,而是一个位于市郊的庞然大物。它似乎无边无际,里面糖果的品种也仿佛不计其数;一堆堆彩色的盒子让人眼花缭乱,告诉人们里面装着味道甜美的好东西。但是,正如这篇文章的核心观点所言,我总是只能选择一样。

            Let me start by saying that I have been there. I was an international graduate student in Indiana trying to study hard, getting all the training I could get, and working part-time to pay my bills. For the past five years, I have been recruiting international students to study in the United States. Therefore, I hope this blog post will be useful to each one of you who is considering coming to the U.S., so you can be better prepared, as you know it will not be easy.

    Most importantly, doing part-time jobs can sharpen students' awareness of the society. If students spend all their time on study, they will not have sufficient understanding of the society, and this insufficient knowledge may be dangerous when these students leave university for the society. But through part-time work, students will not only get a good understanding of the society and prepare themselves psychologically for the future career and life, but gain much experience in dealing with realities and people of different kinds.

    During my years at N.Y.U., I've realized that in a city like New York, there is never an excuse to be bored. From the traditional (restaurants and movies), to the moderately new (Shakespeare in the Park and outdoor performances), to the really wild (mixology and trapeze classes), there is no limit to the options available。

            Here are the most common misconceptions that international students have about studying in the U.S.:

    It is true that taking part-time jobs will take away some time that can be spent on study and that it is not good for students to focus their mind on money. But it is equally true that taking part-time jobs can bring students the benefits of less financial burden, more experience of hardship as well as more awareness of the society. They definitely surpass the harms of the work. What we should do is to teach students to arrange their time well and not to focus too much on money, and then encourage them to take part-time jobs.

    在纽约大学(N.Y.U。)念书期间,我认识到,在纽约这样一座城市,永远都没有感觉无聊的理由。从传统的(餐厅和影院)到比较新潮的(公园里的莎士比亚戏剧演出和户外表演),再到十分疯狂的(调酒课和空中吊杆课),选择是无穷无尽的。

    Getting the Degree Is the Only Thing

            Yes, it is important to get a good degree from a decent institution. Let me also remind you that in the process of learning, you are also interacting with different people and cultures in settings that are very different from your country. Please consider that education is a process of shaping and forming, and it is much more than simply gaining knowledge from teachers. Being ready for the challenge and keeping an open mind will help you go a long way.

    There is, however, a limit to your budget. Especially as a student, especially recently。

    You Can Work to Pay for School

            It is very unrealistic to expect that you can work enough to pay for all your expenses during your studies in the United States. There are fewer full-tuition scholarships out there for international students across the country. However, most institutions offer merit-based scholarships. Depending on the overall application, you could get enough merit-based or endowed scholarships to cover half of your tuition costs. At the end of the day, your main goal should be to get an excellent education and training instead of simply passing classes and making ends meet. The more prepared you are financially, the more you can really maximize your educational experiences here.

    然而,你的预算却是有限的。尤其是作为一个学生,而且最近。

    云顶国际,It Is Easy to Find a Part-time Job

    云顶国际官方网址,        Finding a part-time job really depends on different institutions or even different departments. My students who have been to other institutions shared with me that the offices on our campus are more willing to hire international students and give them jobs than at other schools. In the United States, the federal government offers funding to encourage full-time students to work on campus. That is why some departments prefer to hire domestic students. However, I want to encourage you all that each of you has different strengths and skill sets to offer as you look for part-time jobs. Try to find a job that really fits your interests or at least helps expand your network or circle of friends.

    With heady independence comes the need to manage money responsibly. Americans like to live large (ask for a "small" Coke at a movie theater, and you'll see what I mean), and money will slip through your hands with the greatest of ease. Here are a few ways to ensure that that doesn't happen。

    Every School Is in a Big City

            It is very important to research the locations of the schools you are interested in and to get to know the cities or towns. Some of you might prefer cities to small towns. Utilize Google Earth or some other online tool to find out more about the local community. Furthermore, your educational experience will be very different in a college town as opposed to a big city, such as San Francisco. I truly enjoyed my time studying in Indiana, and I got to know people faster because I was in a small town. On the other hand, I missed good Asian food and had to drive two hours to Chicago for it. You want to make a wise choice about where you go.

    获得独立虽然让人兴奋,但随之而来的是,我们要负责管理自己的财务。美国人喜欢大手大脚地生活(去电影院的时候要一杯“小”可乐,你就会明白我的意思),钱不知不觉地就从你的指缝中溜了出去。以下的几条建议,能保证类似情况不会发生。

    The Best Way to Stay in the U.S. Is to Go to School

            It is true until this day that many international students still hope to achieve the American dream and would do whatever they could to stay. Thus, they will go from school to school to extend their student visa. There is certainly no right or wrong answer regarding staying, but my sincere advice is to think about why you came in the first place, and not to compromise your goals. With the training and education you receive, you should have the confidence to pursue a job of your interests or to be ready to return to your home country and contribute what you have learned.

            Finally, I want you to know that you have taken a life-changing journey by studying abroad and you will not regret it.


    本文原载于世界教育服务(World Education Services)网站

    Budget

    做好预算

    Most students, like me, usually have only a very general sense of how they spend their money. It's easy to remember that one big expense, but students sometimes don't realize that the smaller daily expenditures can really add up. Recording your major daily expenses (food, travel, entertainment, etc。) takes only a few minutes and will help you keep track of your money。

    像我一样的大多数学生,对自己所花的钱只有一个大致概念。记住一项大宗支出比较容易,但有时候,同学们并没有意识到,小额的日常支出也能积少成多。把你主要的日常支出记录下来(食物、交通、娱乐等),只需要花费几分钟,却会帮你了解自己的财务状况。

    EducationUSA(微博) runs a series of webinars that cover the Five Steps to U.S. Study, one of which specifically discusses the planning of a student budget。

    “留学美国”(EducationUSA)组织了一系列网络研讨会,讨论了“留学美国的五个步骤”(Five Steps to U.S. Study),其中一项特别讨论了学生的预算规划。

    Prioritize

    重要的事务优先安排

    As mentioned above, America can be filled with things that tempt you to part with your money. Make a list (mental or otherwise) of the things you really want to do and say no to the rest. Your college experience will be no less fulfilling if you don't go to all 10 shows or try every restaurant in town。

    正如上面所讲的,美国有很多诱使你花钱的东西。列一个你确实想做的事情的清单(虚拟的、现实的皆可),然后对清单以外的东西说不。就算你不去观看全部的10场演出,或光顾过市区里的每一家餐厅,你的大学生活也绝不会因此而失色。

    Take advantage of discounts and freebies。

    利用折扣和免费赠品。

    As a student, you will have access to dozens of free (or heavily discounted) shows, dining options and other entertainment. If you really wanted to, you could try to go weeks without paying for food in college. All you would have to do is scour your school's events calendar and attend the open meetings. Bonus: You might find a club or organization you really like, in which case, you might be eating free pizza all the time。

    作为一名学生,你会有很多免费(或者以很低的折扣)获得观看演出、就餐,以及参加其他娱乐活动的机会。如果你真的愿意,还能在大学里面,连续几周免费吃东西。你所需要做的,就是反复刷新学校的日程安排表,参加公开聚会。惊喜就是:你可能会找到一个自己真心喜欢的俱乐部或者组织,在这种情况下,你就有可能一直享用免费的披萨。

    Consider getting a part-time job

    考虑兼职

    This is a tough one and might not be possible for many international students. Paid jobs seem ridiculously competitive and difficult to get。

    这个建议有些困难,也许对很多留学生来说不太现实。带薪工作的竞争性似乎非常之强,不易获得。

    However, if you are one of the lucky ones, it is important to have realistic expectations about your part-time income, said Martin Bennett, the EducationUSA outreach coordinator at the Institute of International Education。

    不过,“留学美国”在国际教育协会(Institute of International Education)的外展协调员马丁• 本内特(Martin Bennett)说,如果你是幸运儿之一,对兼职收入有个现实的期待值也很重要。

    "The general consensus is that having a part-time job on campus can help pay for some personal expenses," Mr. Bennett wrote in an e-mail. "That being said, the expectation should not be that a part-time job will cover much more than $2,000 to $3,000/academic year if a student were to work 16 to 20 hours per week." He added, "20 hours per week on campus while school is in session is the maximum allowed under U.S. immigration regulations."

    “大家一致认为,在大学里拥有一份兼职,能帮学生们支付一些个人花销,”本内特在一封电子邮件里面写道。“话虽这么说,学生也不应当期望,假如自己每周工作16到20个小时,这份兼职工作就能每学年提供远超2000美元到3000美元的收入。”他补充说,“而且根据美国移民(微博)法,在学期过程中,每周兼职20小时已经是政府允许的最大限度。”

    "I advise," he continued, "that unless absolutely necessary, a student take the first semester on campus to get used to the way of life and of the classroom culture and faculty expectations before plunging into a job on-campus."

    “我建议,”他继续说,“除非绝对必要,学生应该在投身兼职工作之前,利用第一个学期来适应当地的生活方式和课堂的文化氛围,以及老师们的期望。”

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